top of page

Terms of Use & Privacy Statement

Pensio Global

The information contained in this website is for general information purposes only and is provided on an “as is” basis without any warranties of any kind that the material is suitable for your needs, error-free or otherwise. Though an effort has been made to provide complete information, Pensio Global companies “Pensio” assumes no liability for the completeness of the information provided on the website.


Trademark and Copyright Ownership

The materials on this site, including copyrighted material, service marks, trademarks, and trade names, are owned by Pensio. Using any materials from this site is prohibited; however, may print or download a reference copy for your own personal or non-commercial use provided that you do not remove our copyright, trademark or other legal notices. Any other modification or use of the materials on this site violates proprietary rights.



The rental income guarantee programs are not insurance as it is not triggered by any specific insurance peril. Pensio’s risk management programs may be supported by a performance-linked surety. Please confirm with Pensio if the location of your asset is an eligible location. 


Email Disclaimers

Emails sent on behalf of the Pensio and affiliates may contain proprietary, confidential, or privileged information intended solely for the addressee. If you are not the intended recipient, any use, copying disclosure, dissemination or distribution is strictly prohibited. If you received the message in error, please notify the sender immediately by return email, delete the communication and destroy all copies.


Confidentiality Notice

The information contained in the email communication, including attachments, is privileged and confidential. It is intended only for the exclusive use of the addressee. If the reader is not the intended recipient, the employee, or the agent responsible for delivering it to the intended recipient, you are hereby notified that any dissemination, distribution or copying of the communication is strictly prohibited. If you have received the email communication in error, please notify by return email or telephone immediately.


Privacy and Security Statement

We are committed to protecting the personal privacy and security of individual or company or business who enters into our structured risk management programs primarily for residential and commercial rental properties (“Client”). While information is the cornerstone of our ability to provide you with superior service, we realize that our most important asset is your trust. Therefore, we have implemented strict privacy and security policies on our websites to ensure that no personal identifying information about individual clients is accessible to the public. For more details, please review our security statement below.​


Depending on the type of structured risk management program offered to Clients, we might obtain personal information about the Client and, if applicable, the company. This information may be submitted to us electronically via our website or through email conversations. Depending upon your location, this information could include zip code, postal code investment property addresses and employment. Additional information about you may be submitted to us if you enter into a contract with Pensio.  As permitted by law, we may confirm the information you provide through consumer reporting agencies, publicly available records, appraisals, or investigatory sources.


We do not sell any Consumer information to third parties. If you enter into structured risk management program with Pensio, we may share information about you with the following:

  • Any of our affiliated companies who provide service to you;

  • Surety companies;

  • Insurance regulatory or government authorities as required by law;

  • Law, enforcement agencies to protect our interest or to report illegal activities;

  • In response to a valid legal subpoena or court order; and

  • Persons or organizations conducting actuarial or other statistical studies.

  • We reserve the right to provide aggregate statistics about our clients, sales, traffic patterns and related site information to reputable third-party vendors. Still, these statistics will not include any personally identifying information about our clients. We reserve the right to amend this privacy notice from time to time. If a material change is made to our privacy policy, our website’s changes will be posted conspicuously and accessible to our website visitors. The effective date of this online privacy policy is April 24th, 2022.


Paperless Document Delivery Agreement

Please read your contract with Pensio closely, and we strongly encourage you to seek independent professional and legal advice prior to entering into any agreement with Pensio. 


Refund Policy

Pensio does not provide program fee refunds, other than required by law.


How to Contact Us

If you have any questions or concerns about the privacy or security of your personal or business information, you can contact us at​

bottom of page