Pensio Global's ("Pensio") risk management services and guarantees may be subject to legal restrictions or regulations in certain geographic areas. Should our services conflict with local laws or regulations in your area, availability may be limited. Pensio is committed to compliance with applicable laws and advises individuals to be aware of and adhere to legal requirements in their respective locations. Our risk management services and guarantees are not insurance and may be restricted or prohibited by law in certain locations.

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We emphasize transparency and recommend due diligence. We strongly encourage individuals and entities to consult with legal professionals, licensed insurance experts, and qualified third parties before engaging in risk management services and guarantee agreements with Pensio. This approach ensures a clear understanding of our services and supports informed decision-making.

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In the U.S. the AssuredRent, AssuredTenant, and AssuredIncome agreements and the provision of risk management services and guarantees are governed by specific terms, conditions, and exclusions, with availability varying by state.

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​Pensio directly self-procured performance bond for certain risk management services and guarantees relies on the exact terms, conditions, and policy exclusions outlined by Rentalis Insurance Company.  This coverage is specifically dedicated to Pensio's obligation to provide certain risk management services and guarantees. The performance bond excludes any general services specified in the AssuredRent, AssuredTenant, and AssuredIncome agreements.

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U.S.  property owners and property managers can obtain information about AssuredRent, AssuredTenant, and AssuredIncome products directly through Pensio Global (USA) in the location where you reside.

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In Canada, the AssuredRent, AssuredTenant, and AssuredIncome agreements and the provision of risk management services and guarantees are governed by specific terms, conditions, and exclusions, with availability varying by each province and federally.

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​Pensio's directly self-procured performance bond for certain risk management services and guarantees relies on the exact terms, conditions, and policy exclusions outlined by the actual insurer. This coverage is specifically dedicated to Pensio's obligation to provide certain risk management services and guarantees. The performance bond excludes any general services specified in the AssuredRent, AssuredTenant, and Assured agreements.

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Pensio's performance bond insurer is not licensed under the Insurance Companies Act in Canada and the Province where the property owner or property manager and the property are located. Payment of claims may be more difficult than with an insurer licensed under the Insurance Companies Act. A foreign insurer is defined in Part XIII of the Insurance Companies Act (Canada) as an entity incorporated or formed by or under the laws of a country other than Canada that insures risks, including an association and an exchange (as those terms are defined in Section 571 of the ICA). The Superintendent of Insurance has no authority under the Insurance Act regarding the insurer. Provincial and federal unlicensed and excise taxes are payable by Pensio. Pensio's licensed insurance broker in the Province where the rental property is located has been instructed by Pensio to file with the Superintendent a return under oath or affirmation in the form and manner required by the Superintendent, containing particulars of all insurance effected under this Section; and concurrently, in respect of all premiums on such insurance Payable by the Pensio pay the provincial and federal excise to the Minister of Finance the premium taxes that would be payable if a licensed insurer had received such premiums. Pensio product services and guarantees may be subject to provincial restrictions and only be provided in locations where the law permits.

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Canadian property owners and property managers can information about AssuredRent, AssuredTenant, and AssuredIncome products directly through Pensio Global (Canada) in the location where you reside.