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Pensio Global


Pensio operates in the United States and Canada

Pensio Risk Management Corporation is a risk services and management company operating since 2004, specializing in tailoring and underwriting risk transfers and Lease Co-Guarantees for the North American residential rental markets, secured by self-procured performance bonds, insured by Sureties rated A.M. Best A- (excellent) or better and issued by licensed insurance brokers (subject to location).  Pensio programs are not available in all locations in the United States and Canada.

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Analytics Mean Everything

Pensio core underwriting principle means using analytics in the process of discovering, interpreting and communicating significant patterns in real estate, combined with street corner market data to allow us to structure and model certain rental market income outcomes which can be supported by our core programs

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Data Science Acceleration

Our analytics teams spend their time analyzing data down to the street corner developing predictive models that will behave based on emerging real-time multiple data points compared to past behaviours allowing us to underwrite our core programs with confidence

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Pensio In Numbers


Years since Founding


Rental doors having access to Lease Co-Guarantees


Business Teams


Risk transfers under contract in 2022

Pensio Lease Co-Guarantee Programs


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A Gallagher Company

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World Insurance

Pensio Lease Co-Guarantee Programs




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Single Key

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