OUR PHILOSOPHY
Edward de Bono said that creativity involves breaking out of established patterns to look at things differently. The way residential and commercial real estate properties are financed and managed, must change, especially with what we believe to be long-lasting effects of the NEW NORM.
COVID-19 has changed the workplace. Employers now realize that a significant number of jobs in their digital workspace can be completed in an employee's home environment. They are reducing the need for expensive and traditional commercial workspace. A collateral effect is an evolving living need of employees; there is no longer the need to live close to work. Pensio's risk team anticipates there will be increasingly significant living migration for digital working families, wanting to move to safer, more affordable locations, creating vacancy shifts in the North American residential and commercial markets—the NEW NORM.
Risk, which is currently retained by lenders, investors, developers, property portfolio managers, and mom and pop landlords, is no longer quantifiable. Pensio risk management services, NEW NORM risk modelling, secured income programs, and risk management can be tailored to a client's needs, and will undoubtedly create better opportunities for our clients with a certainty of outcomes.
